Every home loan has a story.
Let's write yours.

Art Marine, Branch Manager at Mortgage Solutions Financial Oregon City · Since 1984
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VA · FHA · USDA Manual Underwriting Available 7 Days a Week

40+ YEARS IN THE MORTGAGE INDUSTRY

From our first conversation to the day you get your keys.

ART MARINE · NMLS 225259

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Ready when you are.

Whether you're buying your first home, moving into your next one, or working through a loan that isn't quite straightforward, start here. Scan the code to begin your secure application, or reach out and talk it through first.

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Government Loan Specialist

VA, FHA, USDA, and manual underwriting.

In the Business Since 1984

More than 40 years of experience.

Seven Days a Week

Big decisions don't keep business hours.

MEET ART

The people come first.

Before we talk about loans, I take the time to understand the people behind them: your goals, your questions, and what matters most to you. My approach is simple. Communicate clearly, provide thoughtful guidance, and be there from our first conversation to the day you receive your keys.

I've had the privilege of serving families throughout the Pacific Northwest and around the country since 1984. More than 40 years in the mortgage industry have taught me that every borrower and situation is unique. Sometimes the answer is simple; other times, it takes experience, persistence, and creativity.

Oregon isn't just where I work. It's home. My wife, Angelica, and I have been married since 1988, and together we have five adult children and three amazing grandchildren. Family is a huge part of my life, which is one reason helping other families put down roots means so much to me.

LICENSED IN

CO · ID · NE · OR · WA

NMLS 225259

OFF THE CLOCK

Cheering on the Oregon State Beavers, volunteering at Broadway Rose Theatre, catching Broadway musicals at Keller Auditorium, cooking for family and friends, and a great glass of Oregon Pinot Noir.

LOAN PROGRAMS

Government lending is where we shine.

Manual Underwriting

Told your file is "too complicated"?

Not every borrower fits neatly into an automated approval. Mortgage Solutions Financial specializes in manual underwriting for government loans, where a real underwriter reviews your full story instead of a system rejecting it. If another lender has said no, it's worth a conversation.

And if you're a veteran, active-duty service member, or buying an eligible rural or suburban home, VA and USDA loans can get you into a home with little or no money down.

Talk with Art about your situation
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VA

VA Loans

Zero-down home loans for eligible veterans, active-duty service members, and surviving spouses. You served. Let's put that benefit to work.

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FHA

FHA Loans

Low down payment options with flexible credit guidelines. A proven path to homeownership for first-time and repeat buyers.

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USDA

USDA Loans

No-down-payment financing for eligible homes in qualifying rural and suburban areas, with income limits that vary by county.

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Conventional

Conventional Loans

Flexible financing for buyers with established credit, whether it's your first home or your next one.

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GET IN TOUCH

Let's talk about your home loan.

Send a note and Art will reach out personally. No pressure, no obligation. Just straight answers from someone who has been doing this since 1984.

503-799-7085Cell 503-403-6020Office art.marine@mortgagesolutions.netEmail